Business Insurance

With thousands of small businesses opening their doors in New York each year, it’s important to stay covered with business insurance. A business owner’s policy combines general liability insurance with commercial property insurance. These types of coverage protect businesses from losses that may occur during normal hours of operation. This may include property damage, legal liability and employee-related risks. In the event of such a loss, the insurance company pays for any financial losses a business incurs.

General liability insurance protects against common risks such as customer injuries or client property damage. Often times, this type of insurance is mandatory when signing a lease. Losses from customer’s stored property, natural disasters, flooding and other major weather events might not be covered by most commercial property policies. Commercial property insurance protects your building, equipment, and inventory from damages or losses of any kind. A business owner’s policy is perfect for small businesses that would like protection against minor lawsuits, and coverage for property.

No matter which coverage you’re looking to have, Friend’s Insurance helps protect the hard work you put into your business. Our team of experts are familiar with New York’s business insurance laws and requirements, so there’s no need to worry about whose hands your business is in. Don’t wait – get a quote from us today!